Spark your way to a
better financial future.
Spark helps you take charge of your financial journey, opening the door to opportunities you didn’t think were possible.
Progressively increasing
loan offers.
Build a positive payment history with simple bi-weekly automatic payments and unlock bigger loans over time.
Lower rates
as you go.
On-time payments mean more money to borrow, at lower rates.
Tools that
keep you on track.
Get the Bloom app with Oscar AI, your insightful digital finance assistant.
Equifax
credit monitoring.
Track your credit score, protect your identity, and work toward your financial goals.
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